MTN’s fintech has made ₦131.62 billion so far this year, thanks to airtime lending


MTN Nigeria’s fintech arm made ₦131.62 billion ($91.64 million) in the first nine months of 2025, but mostly on the back of airtime lending (Xtratime). The why is understandable. MTN has a subscriber base of 89.64 million, and many depend on borrowed airtime for connectivity.


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MTN’s fintech has made ₦131.62 billion so far this year, thanks to airtime lending

MTN Nigeria’s fintech arm made ₦131.62 billion ($91.64 million) in the first nine months of 2025, but mostly on the back of airtime lending (Xtratime). The why is understandable. MTN has a subscriber base of 89.64 million, and many depend on borrowed airtime for connectivity.

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