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  • Osayi Ejiga
    2025-11-04 11:08:16

    The regulatory quagmire stifling Francophone Africa’s startups


    Francophone Africa’s startup ecosystem is brimming with potential, but founders face a maze of outdated regulations, rigid company laws, and restrictive currency controls that stifle innovation and investment. From OHADA’s inflexible legal frameworks to banking systems unfit for startups, entrepreneurs are battling barriers that slow growth and repel investors. Until the region reforms its financial and regulatory systems, its most promising startups will remain trapped in a cycle of limited scale and untapped opportunity.


    https://techcabal.com/2025/11/04/tnw-francophone-africa-015/' target='_blank'>Read Full Story

    The regulatory quagmire stifling Francophone Africa’s startups

    Francophone Africa’s startup ecosystem is brimming with potential, but founders face a maze of outdated regulations, rigid company laws, and restrictive currency controls that stifle innovation and investment. From OHADA’s inflexible legal frameworks to banking systems unfit for startups, entrepreneurs are battling barriers that slow growth and repel investors. Until the region reforms its financial and regulatory systems, its most promising startups will remain trapped in a cycle of limited scale and untapped opportunity.

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  • Osayi Ejiga
    2025-10-27 14:52:30

     Can you return Gift cards? complete 2025 guide to refunds & store policies


    Returning gift cards is usually difficult, as most stores consider them final sale to prevent fraud. Federal law protects the value and expiration (5 years), but state laws (e.g., California cash-out for $


    https://techpoint.africa/guide/can-you-return-gift-cards/' target='_blank'>Read Full Story

     Can you return Gift cards? complete 2025 guide to refunds & store policies

    Returning gift cards is usually difficult, as most stores consider them final sale to prevent fraud. Federal law protects the value and expiration (5 years), but state laws (e.g., California cash-out for $

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  • Osayi Ejiga
    2025-10-22 12:25:49

    Kenyan borrowers ask court to declare Mogo’s lending practices illegal


    Mogo Auto Ltd, a Kenyan buy-now-pay-later (BNPL) firm popular among gig workers, has been hit with a class action lawsuit over alleged predatory and unfair lending practices, in a case that could have far-reaching implications for the country’s fast-growing asset financing market.


    https://techcabal.com/2025/10/22/mogo-faces-class-action-suit-predatory-lending/' target='_blank'>Read Full Story

    Kenyan borrowers ask court to declare Mogo’s lending practices illegal

    Mogo Auto Ltd, a Kenyan buy-now-pay-later (BNPL) firm popular among gig workers, has been hit with a class action lawsuit over alleged predatory and unfair lending practices, in a case that could have far-reaching implications for the country’s fast-growing asset financing market.

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  • Osayi Ejiga
    2025-10-21 07:00:00

    Twiga Foods to compensate staff $7,800 for unfair firing


    On Techpoint Digest, we discuss Twiga Foods' decision to compensate employees $7,800 for unfair firing, Nigeria's taxman's plans to tax content creators, and an AWS outage that throws the Internet into chaos.


    https://techpoint.africa/insight/techpoint-digest-1206/' target='_blank'>Read Full Story

    Twiga Foods to compensate staff $7,800 for unfair firing

    On Techpoint Digest, we discuss Twiga Foods' decision to compensate employees $7,800 for unfair firing, Nigeria's taxman's plans to tax content creators, and an AWS outage that throws the Internet into chaos.

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  • Osayi Ejiga
    2025-10-20 10:43:31

    Snapchat, Amazon, McDonalds, Canva and others disrupted by AWS downtime


    A major AWS outage disrupted global platforms including Snapchat, Amazon, McDonald’s, and Canva. Here’s how the downtime unfolded.


    https://thecondia.com/aws-outage-snaps-chat-canva-disruption/' target='_blank'>Read Full Story

    Snapchat, Amazon, McDonalds, Canva and others disrupted by AWS downtime

    A major AWS outage disrupted global platforms including Snapchat, Amazon, McDonald’s, and Canva. Here’s how the downtime unfolded.

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  • Osayi Ejiga
    2025-10-20 11:43:28

    AWS outage disrupt Banboo, Raenest services


    An AWS outage has disrupted services for African businesses like Bamboo and Raenest. Global platforms, including Snapchat and Canva, were also affected


    https://techpoint.africa/news/aws-outage-crash-snapchat/' target='_blank'>Read Full Story

    AWS outage disrupt Banboo, Raenest services

    An AWS outage has disrupted services for African businesses like Bamboo and Raenest. Global platforms, including Snapchat and Canva, were also affected

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  • Osayi Ejiga
    2025-10-21 03:00:42

    How freelancers and remote workers can navigate Nigeria’s new tax laws 


    Many Nigerian freelancers and remote workers will start paying taxes for the first time in 2026 under the new Nigeria Tax Act. The law expands the tax net, requiring residents to declare and pay taxes on their worldwide income. Here's all you need to know.


    https://techpoint.africa/insight/freelancers-and-remote-workers-nigerias-tax-laws/' target='_blank'>Read Full Story

    How freelancers and remote workers can navigate Nigeria’s new tax laws 

    Many Nigerian freelancers and remote workers will start paying taxes for the first time in 2026 under the new Nigeria Tax Act. The law expands the tax net, requiring residents to declare and pay taxes on their worldwide income. Here's all you need to know.

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  • Osayi Ejiga
    2025-10-20 14:17:28

    AWS outage shows even “decentralised” Web3 startups rely on centralised infrastructure


    Monday’s AWS outage disrupted a third of the internet, affecting African Web3 startups like Azza and AZA Finance. The incident highlights the reliance of supposedly “decentralised” platforms on centralised cloud infrastructure and the costly trade-offs startups face when building redundant systems to ensure uptime. Some startups, like Palremit and Azawire, avoided downtime thanks to multi-region or alternative hosting strategies, showing that decentralisation in blockchain often stops at infrastructure.


    https://techcabal.com/2025/10/20/aws-outage-affects-web3-startups/' target='_blank'>Read Full Story

    AWS outage shows even “decentralised” Web3 startups rely on centralised infrastructure

    Monday’s AWS outage disrupted a third of the internet, affecting African Web3 startups like Azza and AZA Finance. The incident highlights the reliance of supposedly “decentralised” platforms on centralised cloud infrastructure and the costly trade-offs startups face when building redundant systems to ensure uptime. Some startups, like Palremit and Azawire, avoided downtime thanks to multi-region or alternative hosting strategies, showing that decentralisation in blockchain often stops at infrastructure.

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  • Osayi Ejiga
    2025-10-06 17:37:13

    Why freelancers, influencers can’t escape Nigeria’s new tax rules


    From January 2026, Nigeria’s new tax laws will require remote workers and freelancers to pay personal income tax, just like traditional employees. The tax rate will be capped at 25%.


    https://techcabal.com/2025/10/06/nigeria-2026-tax-freelancers-influencers/' target='_blank'>Read Full Story

    Why freelancers, influencers can’t escape Nigeria’s new tax rules

    From January 2026, Nigeria’s new tax laws will require remote workers and freelancers to pay personal income tax, just like traditional employees. The tax rate will be capped at 25%.

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  • Osayi Ejiga
    2025-09-29 10:12:14

    The taxman is coming for Nigeria’s remote workers


    If you earn $2,000 a month coding for a U.S. startup while living in Lagos, you will now have to pay taxes. From January 2026, Nigeria’s new tax laws will require remote workers and freelancers to pay income tax, just like traditional employees.


    https://techcabal.com/2025/09/29/remote-workers-nigeria-income-tax-2026/' target='_blank'>Read Full Story

    The taxman is coming for Nigeria’s remote workers

    If you earn $2,000 a month coding for a U.S. startup while living in Lagos, you will now have to pay taxes. From January 2026, Nigeria’s new tax laws will require remote workers and freelancers to pay income tax, just like traditional employees.

    Read Full Story

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  • Osayi Ejiga
    2025-09-26 09:19:19

    Nigerians are investing with cNGN stablecoin. Regulators say this is risky


    Stablecoins have not yet demonstrated consistent price stability, raising questions about their reliability. Nigeria's SEC chief warned that when the purpose of holding them shifts from payments to financial returns, the risk profile changes. Payment use mainly affects users and infrastructure, while investment use introduces wider risks to lenders, borrowers, and protocol operators, heightening the chance of systemic contagion. When stablecoins are used in investment arrangements, the regulator must ensure they comply with securities laws.


    https://techcabal.com/2025/09/26/nigerians-invest-with-cngn/' target='_blank'>Read Full Story

    Nigerians are investing with cNGN stablecoin. Regulators say this is risky

    Stablecoins have not yet demonstrated consistent price stability, raising questions about their reliability. Nigeria's SEC chief warned that when the purpose of holding them shifts from payments to financial returns, the risk profile changes. Payment use mainly affects users and infrastructure, while investment use introduces wider risks to lenders, borrowers, and protocol operators, heightening the chance of systemic contagion. When stablecoins are used in investment arrangements, the regulator must ensure they comply with securities laws.

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  • Osayi Ejiga
    2025-09-18 14:27:41

    From 2026, dodging taxes in Nigeria could cost crypto startups their licences — and ₦10m


    Virtual Assets Service Providers (VASP) that fail to comply with provisions of Nigeria’s new tax laws will face an initial penalty of ₦10 million ($6,693) in the first month of default, and ₦1 million ($669) for every subsequent month.


    https://techcabal.com/2025/09/18/nigeria-crypto-tax-law-vasp-penalties-2026/' target='_blank'>Read Full Story

    From 2026, dodging taxes in Nigeria could cost crypto startups their licences — and ₦10m

    Virtual Assets Service Providers (VASP) that fail to comply with provisions of Nigeria’s new tax laws will face an initial penalty of ₦10 million ($6,693) in the first month of default, and ₦1 million ($669) for every subsequent month.

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